How the finance option works
The Answer Is Yes does not provide financial advice or approve finance applications. Applications are submitted to an external finance provider and assessed according to the provider’s eligibility criteria, lending requirements and responsible lending obligations.
Approval is not guaranteed. Interest rates, fees, repayment periods and available finance amounts will depend on the applicant, the selected program and the lender’s assessment.
Is financing the right option for you?
Finance may help an eligible client manage the upfront cost of a substantial capability-development program. However, borrowing should only be considered when the repayments are affordable and the program is appropriate for the client’s needs and objectives.
Independent financial advice should be obtained where appropriate.
How Coaching Finance Works
Our trusted finance partner makes the process simple, quick, and flexible. Here is what you can expect:
- • Fast approvals: Most applications receive a decision within 24 to 48 hours, with funds paid directly to your account.
- • Flexible terms: Choose repayment plans from three to seven years. Five years is the most common option.
- • Affordable rates: Interest rates range between 5% and 18.99%. Most clients receive between 10% and 14%.
- • Early payout: Pay off your loan at any time, with little or no fee.
- • Greater choice: Our partner works with more than 40 lenders to give you the best possible match.
Finance Options for Capability Development
Investing in coaching, training or capability development can require a significant upfront commitment. For eligible programs valued above $5,000, a finance option may be available through our external finance partner.
This option can help eligible individuals and organisations begin an approved program sooner while spreading the cost over an agreed repayment period.
What may be financed?
Finance may be available for eligible:
- Coaching and mentoring programs
- Workforce capability development
- Leadership and business capability programs
- Customised organisational training
- Business development and advisory programs
A minimum program value of $5,000 applies.
Example Monthly Repayments
Below are example repayments for a five-year term (AUD estimates):
- • $5,000 loan → around $147 per month
- • $10,000 loan → around $266 per month
- • $20,000 loan → around $500 per month
- • $30,000 loan → around $735 per month
- • $40,000 loan → around $970 per month
- • $50,000 loan → around $1,203 per month
These figures are guides only. Actual repayments depend on your credit profile and lender policies.
Your Next Step
Say yes to yourself today. Apply for coaching finance and take the first step toward your next chapter. With a simple application and flexible options, you can begin now and pay over time.
Apply Now — Your growth starts today.
